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Best Credit Card Bonuses with No Minimum Spend Required

We’ve all seen the crazy number of great credit card signup bonuses this year, but lots of people struggle with meeting the minimum spend on some of the cards. So, with that in mind, I thought I’d put together a chart of the best credit card bonuses that don’t require any minimum spend.

As always, place any corrections or additions in the comments and I’ll update the chart.

(If you missed my earlier chart of airlines that charge fuel surcharges on award tickets, you can view it here).

Credit Card Bonus Other Benefits Annual Fee Issuing Bank
Priority Club Select Visa 80,000 points with first use. - No foreign transaction fees
- Free night certificate after 1st year
- 10% rebate on points redemption
- Gold Elite Status (basically meaningless)
First year waived, $49 thereafter. Chase
US Airways Premier World MasterCard 40,000 miles with first use - Two $99 Companion Tickets
- 10,000 miles toward status
- 1 free club pass
$89 Barclay
Alaska Airlines Visa Signature Card 25,000 miles with enrollment - $99 companion ticket $75 Bank of America
Gold Delta SkyMiles American Express Card 30,000 bonus miles after $500 spend in 3 months - Early boarding
- Free checked bag
First year waived, $95 thereafter. American Express
Hawaiian Airlines Visa Signature Card (Bank of America) 20,000 miles after first purchase (additional 15,000 miles after $1,000 spend) - Transferable to Hilton at 1:2 $79 Bank of America
Hawaiian Airlines Visa Signature (Bank of Hawaii) 20,000 miles after first purchase (additional 15,000 miles after $1,000 spend) - Transferable to Hilton at 1:2 $79 Bank of Hawaii
Virgin Atlantic Express Card from Bank of America 20,000 miles after first purchase $90 Bank of America
LANpass Visa 20,000 miles with first purchase Free first year, then $45 (Visa) or $70 (Visa Signature) US Bank
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  1. I already have the Continental OnePass plus card. Can I still apply for the United MileagePlus and get that bonus, too? I guess that might not be a bad idea.

    Should I hold off to see if the offer from MileagePlus gets better? Or will my Continental card be rolling into United soon and prohibit me from getting the additional card?

    • As long as you never had the previous United credit card, you should be fine.

      If you’re in no rush, you may want to wait. There’s been all sorts of rumors about additional points.

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