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Looking for Quick Cash Back? Try the Bank of America BankAmericard Visa Signature Card

I know we all get excited about large point bonuses for credit card signups, but sometimes you may just want a quick cash injection. Here’s a good card for that:

Bank of America’s BankAmericard Visa Signature Card offers you $275 cash back when you spend $500 on the card in 3 months. You get $250 cash back on the first $500, then a 10% bonus if you sweep that money into a Bank of America checking or savings account, making it $275 cash back on $500. No annual fee. Not bad at all.

You’ll also earn 1% cash back on all purchases (not exciting), 2% on groceries (not bad), and 3% on gas (not bad either). There are better cards for all of those categories (see my chart here), but it’s an easy way to make a quick $275 cash back.

(I make no referral fee on the card – I just thought it was a pretty good deal for spending $500.)

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